Tailored Financial Planning for Doctors, Dentists & Healthca
What I Offer
Your financial life isn’t one-size-fits-all, and your financial advice shouldn’t be either. I offer fully customized planning solutions designed around your goals, career stage, and personal values. Whether you’re starting out, building your practice, or preparing for retirement, I help you make smart, forward-looking decisions so you can focus on what matters most; your patients, your family, and your future.
Comprehensive Financial Planning
A full-picture plan built around your life, not just your investments. Together, we’ll look at:
- Cash flow and budgeting
- Debt management (including student and practice loans)
- Insurance needs and risk protection
- Investment strategy and portfolio structure
- Retirement planning
- Tax optimization
- Estate and legacy planning
You’ll leave with a clear, actionable roadmap and the confidence that comes with it.
Insurance & Risk Management
Your ability to earn an income is your greatest financial asset. I help protect it with strategies tailored to your profession, including:
- Life insurance
- Disability insurance
- Critical illness insurance
- Business overhead and buy-sell coverage
- Group and health benefits
As a CLU and CHS™ holder, I bring in-depth expertise in both personal and practice-related insurance planning.
Investment Solutions
Through DFSIN and its dealer network, I offer access to a wide range of investment products, from low-cost portfolios to tax efficient, income-generating strategies.
All recommendations are personalized, based on your goals, time horizon, and risk profile, not sales quotas or brand loyalty.
CORE SERVICES
Practice Planning & Transitions
For professionals who own (or plan to own) a practice, I offer advice and planning support across the full lifecycle:
- Starting or acquiring a practice
- Cash flow optimization and business structuring
- Retirement transition and succession planning
- Planning for incorporation and income splitting strategies
Tax & Retirement Optimization
High-income professionals face unique tax challenges and opportunities. I help you:
- Align your investment and withdrawal strategy for tax efficiency
- Take advantage of RRSPs, TFSAs, IPPs, and more
- Navigate pension decisions (including OMERS and HOOPP)
- Plan for both pre- and post-retirement income needs
Second Opinions & Plan Reviews
Already working with another advisor or have a plan in place? I provide independent reviews to help you understand where you stand and what could be improved.
No pressure. Just a clear, professional assessment from someone who’s been on both sides of the table.
READY TO START?
Better yet, see us in person!
If you're a healthcare professional looking for a clear, values-based financial plan—without pressure or jargon—I’d be happy to help
